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Industry Specialty
The CPA firm independent insurance agencies trust nationwide.
For more than 30 years we've supported 140+ independent agencies with profitability analysis, quarterly tax planning, carrier-level revenue clarity, and a dedicated CPA who actually knows the industry.
140+
Agencies served nationwide
30+
Years of agency expertise
You don't need an accountant who has to learn your industry on your dime. You need a CPA who already understands carrier statements, commission cycles, contingencies, and multi-state complexity.
How we support independent agency owners.
Carrier-level profitability
See exactly which carriers and lines of business are driving the agency — and which are quietly hurting it.
Quarterly tax strategy
Year-round planning that anticipates contingency bonuses and big swings, not just an April tax bill.
Multi-state familiarity
Comfortable with the filings and nuances of agencies operating across multiple states.
Owner and perpetuation planning
Structuring, ownership transitions, and succession planning grounded in real agency economics.
Dedicated CPA/tax advisor
You'll work directly with a dedicated CPA/Tax Advisor — not a rotating bench of associates.
Clean, agency-ready reporting
Monthly financials and dashboards designed around how agency owners actually run the business.
5-STAR GOOGLE REVIEWS
Trusted by business owners and agency principals nationwide.
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"We have been clients of Schumacher Sama for 37 years. They are professional, great to work with, always doing their best for their clients. We highly recommend their firm for all your accounting needs!"
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"They answer all my questions without fail. They walk me through everything I need to help save me money. Their approach is methodical and calm and they find creative ways to deal with all my tax situations."
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"Whenever I have a question they are quick to answer and I can trust it's been done correct. Highly recommend everyone over at Schumacher Sama!"
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"Mike Sama is a great CPA with Schumacher Sama. He and I have partnered on a few things in the past and I trust him to 'do right' by my clients. I refer to him with confidence."
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"I have referred clients to Mike Sama and the Schumacher Sama team in the past and they are very happy with their service."
Inside Our Agency Practice
How we support independent insurance agency owners.
Hear how our team partners with agency principals on carrier-level profitability, quarterly tax strategy, and long-range perpetuation planning.
Frequently Asked Questions
Insurance agency questions we hear most.
How many independent insurance agencies do you work with?
We currently support more than 140 independent insurance agencies across the country, with more than 30 years of focused experience in the industry.Do you work with agencies outside Wisconsin?
Yes. Our insurance agency practice is nationwide. We're comfortable with multi-state filings and the operational realities of agencies running across state lines.What does 'carrier-level revenue clarity' actually mean?
It means breaking down revenue and profitability by carrier and line of business — so you can see exactly which relationships are driving the agency and which ones are quietly costing you money.Can you help with agency acquisitions, mergers, or perpetuation?
Yes. We routinely advise on buy-side and sell-side agency transactions, owner buy-ins and buy-outs, and long-term perpetuation planning — grounded in real agency economics, not generic small-business templates.How do you handle contingency and bonus income for tax planning?
Contingency income is one of the biggest sources of surprise tax bills for agency owners. We model it into your quarterly tax projections so you're never blindsided by an April balance due, and we plan distributions and owner comp around it.Who would I be working with day-to-day?
Our insurance agency clients are served directly by Mike and Ryan, our partners leading the insurance practice. You'll have a dedicated CPA — not a rotating cast of associates.
Ready for a clearer financial future?
Schedule a free consultation. We'll review your goals and show you what a proactive partnership looks like.